Make a real estate, strata, rental, retirement village and residential land lease community complaint or enquiry Make a complaint or enquiry about a product or service or find out more about reporting product safety concerns. Chances are you’ve been thinking about your first home for some time, and you already have a pretty good… You’ve built your budget; you’ve possibly secured assistance from one of the many Government-powered First… Chances are you’ve been thinking about your first home for some time, and you already have a pretty good idea of what you’ll need to make this dream a reality. We understand that financial difficulties can feel overwhelming and that’s why our friendly team is here to support you.

Lending criteria apply. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au. Conditions, fees and charges apply. Limited to cash held in a Summerland savings or fixed term deposit account.

Money and travel

You’ve authorised a transaction for goods/service but were charged more than once by mistake. You’ve contacted the business to cancel the recurring payment, but they’ve continued to debit your account. Be aware, if a transaction you made is disputed as an unauthorised charged, the business may block you from making future payments. The location listed on some transactions may be where the main office of the business is located, not where the transaction was made. Some businesses process transactions using a different name, which is why the business name may appear different.

Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate is based on a loan of $150,000 over 25 years. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money.

ART’s fund managers are trading three times as much as they used to

Whether it’s an unauthorised charge or an issue with something you’ve purchased, here’s what to do. Relationships Australia acknowledges the importance of relationships and family in Aboriginal and Torres Strait Islander culture. Relationships Australia is committed to research and the use of data and practice evidence to inform Australia’s social policy landscape. We conduct relevant research across a broad range of topics in regards to relationships. Relationships Australia advocates across many stakeholder groups via policy, research, media and community engagement. We advocate for respectful relationships across all levels of society.

• You can apply for a joint HSBC Everyday Global Account.
• No additional cost to call, but standard phone service provider charges may apply.
• Actively pursuing environmental and socially sustainable business practices, we go beyond traditional definitions of sustainability to make sure we are working and growing in an ethical and responsible way.
• AASW Ethics & Practice Guidelines for social workers

We support the development and nurturing of respectful relationships, which has proven to be a crucial foundation for mental health, general wellbeing, and overall resilience. We aim to support all people in Australia to achieve positive and respectful relationships. Connect, chat and collaborate with social workers online. Receive advice and support to guide your social work practice ASWEAS sets criteria for accrediting social work programs

Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you. Enjoy the benefits of community-owned banking every day Instant help with everyday banking enquiries, or connect to a specialist via messaging or over the phone. Rugby League’s governing body has sent out tender documents to television networks and streaming services, asking for a valuation for each game.

You’ll need to contact the business to cancel the recurring payment arrangement. You’ve tried to contact the business but were unsuccessful in reaching them. Here are some ways to help investigate the transaction. First try to resolve it with the business, then dispute it under ‘subscription payments’. If you accidentally bought a subscription service instead of making a one-off payment, don’t use this dispute type.

Long enough to know a thing or two about banking, but not so long to forget what brought us here. We are here to make banking feel easy, more human, and better for the future. Enjoy competitive rates, easy online applications, and local support when you need it. Other fees online casino and charges, terms and conditions apply. Terms, conditions and other restrictions apply.

For Westpac issued products, conditions, fees and charges apply. Variable interest on your first $30,000 savings with a Life Savings and Choice bank account. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Link an eligible Westpac debit or credit card for special deals and Bonus Cashback when you shop online or in-store. Link one or more Choice accounts to your eligible Westpac home loan to help reduce the interest you’ll pay. A simple-to-use everyday bank account.

We respect the rights of all people, in all their diversity, to live life fully and meaningfully within their families and communities with dignity and safety, and to enjoy respectful relationships. We are a federation of service providers in each Australian state and territory and have a national office based in Canberra We are a community-based, not-for-profit Australian organisation with no religious affiliations. We acknowledge the Traditional Owners of Country throughout Australia and their continuing connection to land, sea and community. Financial counselling is a not-for-profit service.

A global economic downturn coupled with rising interest rates in Australia creates a more difficult operating climate but can also throw up opportunities. You’ll need CommBank app notifications turned on so you know when you’ve received a reply. This dispute type also covers where a business has a cancellation policy (e.g. free cancellation within 48 hours), which hasn’t been honoured. You’ve authorised a transaction but were charged a different amount to what was confirmed at time of purchase. You then used another payment method, such as a different card, cash, gift card etc. This led to you paying more than once for the same goods/service.

Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. Join our SCCU community along with thousands of customers who love our easy to understand banking services and caring customer approach. At Credit Union SA, we offer all the same services as a bank but with one very important difference – we can channel the profits we generate back to our members and broader community.

A transaction has been made using your card without your knowledge, or the knowledge of anyone who has access to your card. For extra control and security, put a temporary lock1 on your debit card or credit card. Investigate the transaction Some businesses process transactions using a different name and location. Is there a transaction on your card you don’t recognise? Relationships Australia acknowledges the funding provided by federal, state and local governments across Australia, which underpins the services we deliver.